A Personal Loan is an unsecured loan, which means you don't need to pledge a collateral to receive the funds.
Issued by financial institutions, credit cards give customers a pre-set credit limit which he can use to pay.
Home equity loans allow homeowners to borrow against the equity in their home.
A business loan is a loan taken for investments in a business set up. It is essentially borrowing money for a set purpose and entails repayment with a fixed interest rate.
A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on a borrower's income and credit profile.
A cash advance is a service provided by most credit card and charge card issuers.